Manufactured Homes
Holiday Mortgage (Youngs Real Estate, Inc.) • California • By Appointment Only
Program navigation:
VA
FHA
Conventional (FNMA/FHLMC)
USDA
Down Payment Assistance
Forgivable Grants
CalHFA
CalVET
Jumbo / Super Jumbo
SBA
Agricultural
Commercial
Hard Money
DSCR
Apartment Complex
Manufactured Homes
Quick list: VA • FHA • Conventional (FNMA/FHLMC) • USDA • Down Payment Assistance • Forgivable Grants • CalHFA • CalVET • Jumbo / Super Jumbo • SBA • Agricultural • Commercial • Hard Money • DSCR • Apartment Complex • Manufactured Homes
At a glance
- Best for: manufactured homes in a park or on owned land (rules differ).
- Guidelines: depend heavily on foundation and title status.
- Docs: HUD labels/data plate and title info often needed.
Reminder: Guidelines vary by lender and scenario. This page is general information only and is not a commitment to lend.
Basic qualifications (typical)
- Eligibility depends on park vs. permanent foundation.
- Requirements vary widely—details matter.
- Condition and appraisal requirements apply.
Property types that may work
- Manufactured home in a park (special rules)
- Manufactured home on owned land (often needs permanent foundation)
Typical documentation checklist
- Photo ID
- Income documentation (paystubs, W-2s, tax returns depending on income type)
- Asset documentation (bank statements; source of funds for down payment/closing costs)
- Property documentation (purchase contract if buying; insurance quote)
- Credit authorization and explanations if needed
- Program-specific items (below)
Tip: For privacy and security, do not email SSNs or sensitive document images. Use a secure portal for sensitive info.
Program-specific documents / notes
- HUD data plate / HUD labels (if applicable).
- Title/registration details.
- Foundation certification (if required).
- Park information/lease terms (if applicable).
Questions? Call (530) 238-5739 or email [email protected].
© Holiday Mortgage / Youngs Real Estate, Inc. • Privacy • Disclosures