Manufactured Homes
At a glance
- Typical qualifications and documentation vary by lender and program rules.
- Property type, occupancy, and credit profile matter.
- We’ll confirm eligibility and next steps during a call.
Basic qualifications (typical)
- Eligibility depends on whether the home is in a park or on a permanent foundation (rules differ).
- Title status, HUD labels/data plate, and foundation certification can be required.
- Condition and appraisal requirements apply.
Property types that may work
- Manufactured homes in a park (limited options; lender specific)
- Manufactured homes on owned land with permanent foundation (more options)
- Some modular homes may qualify as conventional (verify type)
Typical documentation checklist
- Photo ID
- HUD labels / data plate info and serial/VIN details
- Foundation certification (if required)
- Park lease/space info (if in a park)
- Insurance quote and purchase contract
Tip: For privacy and security, do not email SSNs or sensitive document images. Use a secure portal for sensitive info.
Program-specific documents / notes
- Programs vary widely—details matter. We’ll confirm options early.
- Some lenders restrict age, size, or location of manufactured homes.
- If converting to real property, additional documentation may apply.
Questions? Call (530) 238-5739 or email [email protected].