CalHFA
At a glance
- Typical qualifications and documentation vary by lender and program rules.
- Property type, occupancy, and credit profile matter.
- We’ll confirm eligibility and next steps during a call.
Basic qualifications (typical)
- Borrower and property eligibility rules apply (income limits, education, occupancy).
- Must work with a CalHFA‑approved lender/loan officer.
- Program overlays from first mortgage type (FHA/Conventional/VA) also apply.
Property types that may work
- Single‑family, one‑unit residences (including eligible condos/PUDs)
- Primary residence (owner‑occupied)
Typical documentation checklist
- Photo ID
- Income documentation and employment history
- Bank statements and asset documentation
- Homebuyer education certificate (if required)
- Purchase contract and escrow details
Tip: For privacy and security, do not email SSNs or sensitive document images. Use a secure portal for sensitive info.
Program-specific documents / notes
- Programs and guidelines can change—confirm current requirements before locking.
- Some CalHFA programs include down payment assistance second liens.
- We can help compare CalHFA options vs. standard FHA/Conventional/VA.
Questions? Call (530) 238-5739 or email [email protected].