Documents You Will Need

Basic Documents you will need for pre-qualification

1. Copy of Current Driver’s License or State Issued ID Card
2. Copy of Social Security Card or Current Passport
3. Most Recent 2-Months Bank Statements (All Pages — even the blank ones — for all accounts holding funds to be used for qualifying)
4. Most Recent 2-Months (or Quarterly) Retirement & Investment Account Statements (All Pages — even the blank ones — for all accounts holding funds to be used for qualifying)
5. Income Documents - For Employed W2 Borrowers:
   1. Most Recent 30-Day’s Worth of Pay-Stub’s
   2. Most Recent 2-Years Worth of W2 Statement’s (from all employer’s covering 2 full year’s)
   3. Most Recent 2-Years Worth of Federal Tax Returns (all pages & schedules)
6. Income Documents - For Self-Employed Borrower’s (Sole Proprietor – Filing a Schedule C):
   1. Year-to-Date Profit & Loss Statement for your business
   2. Most Recent 2-Years Worth of Federal Tax Returns (all pages & schedules)
7. Income Documents - For Self-Employed Borrower’s (Incorporated Business Owner – Over 25% Ownership):
   1. S-Election/LLC/Partnership:
      1. Year-to-Date Profit & Loss Statement for corporation
      2. Most Recent 2-Years K-1 Statement’s
      3. Most Recent 2-Years Worth of Personal Federal Tax Returns (all pages & schedules)
      4. Most Recent 2-Years of Business 1120s Federal Business Tax Returns (all pages & schedules)
   2. Non-S-Election - C Corporation:
      1. Year-to-Date Profit & Loss Statement for corporation
      2. Most Recent 2-Years Worth of Personal Federal Tax Returns (all pages & schedules)
      3. Most Recent 2-Years of Business 1120 Federal Business Tax Returns (all pages & schedules)