Down Payment Assistance
At a glance
- Typical qualifications and documentation vary by lender and program rules.
- Property type, occupancy, and credit profile matter.
- We’ll confirm eligibility and next steps during a call.
Basic qualifications (typical)
- Eligibility varies by program (first‑time buyer status, income limits, education).
- Often paired with a first mortgage (FHA/Conventional/VA, etc.).
- Owner‑occupied primary residence required for most programs.
Property types that may work
- Primary residences (single‑family, some condos/PUDs)
- Program rules may limit property types or price caps
Typical documentation checklist
- Photo ID
- Homebuyer education certificate (if required)
- Income and asset documentation
- Purchase contract and escrow contact info
- Program‑specific forms (provided by your lender/agency)
Tip: For privacy and security, do not email SSNs or sensitive document images. Use a secure portal for sensitive info.
Program-specific documents / notes
- Some assistance is a deferred‑payment loan; some is repayable/shared appreciation; some may be forgivable.
- Programs can open/close based on funding availability.
- We’ll help identify programs that fit your scenario.
Questions? Call (530) 238-5739 or email [email protected].