Forgivable Grants
At a glance
- Typical qualifications and documentation vary by lender and program rules.
- Property type, occupancy, and credit profile matter.
- We’ll confirm eligibility and next steps during a call.
Basic qualifications (typical)
- Usually requires owner‑occupancy and meeting income/education requirements.
- Often must use an approved lender and eligible first mortgage product.
- May have minimum contribution or matching requirements (varies).
Property types that may work
- Primary residences (often 1–2 units; varies by program)
- Some condos/PUDs (if eligible)
Typical documentation checklist
- Photo ID
- Income documentation and program application forms
- Homebuyer education certificate (if required)
- Purchase contract and disclosure package
Tip: For privacy and security, do not email SSNs or sensitive document images. Use a secure portal for sensitive info.
Program-specific documents / notes
- Forgivable terms vary (e.g., 3–10+ years) and may require continued occupancy.
- Selling/refinancing early can trigger repayment.
- Availability varies—some programs operate on limited windows.
Questions? Call (530) 238-5739 or email [email protected].